Discovery Gold Credit Card Interest rates and Benefits

Discovery Bank is a South African financial service company that has been around for 32 years and it also offers its services to other countries around the world. In this article you will get a clearer picture on how a Discovery Gold Credit Card works, how you can benefit from the product and more, if you are looking for a credit card to make some important purchases for a special occasion or just a cash advance to accomplish a certain financial goal, Discovery Credit Cards can assist you in your endeavors.

Discovery Bank does not show the credit limit for its gold credit card and it offers personalized interest rates with an interest free period of 55 days with initiation fee of R199 and monthly fee is R100.

Discovery Gold Credit Card Requirements

The following information will be required by Discovery Bank when applying a Gold Credit Card online.

  • Must be South African citizen
  • 18 years or older
  • Must be earning at least R8,333 per month 
  • Good credit score is required

Required Documents for Discovery Gold Credit Card

Discovery Bank will require the following documents when applying for the credit card, make sure to submit valid documents.

  • Latest 3 months bank statement 
  • Work contract or pay slip will be required if employed for less than 3 months

Benefits of Discovery Gold Credit Card

Here are there fantastic benefits and rewards offered by Discovery bank thus making this credit product more than just a credit card.

  • Personalized Interest rates to help get what suits you
  • Period of 55 days interest free 
  • Real time Forex account
  • Travel insurance 
  • Discovery Bank rewards offers Discovery miles and get rewards just for going to the gym, spending your money responsibly and driving well or making purchases
  • Control your interests with dynamic interest rates
  • Deposit money at retail stores pick n pay, shop-rite, checkers and boxer
  • Make cash withdrawals at spar, shop-rite, pick n pay and checkers stores located all around South Africa
  • Make payment on the go with electronic payment gateways that can be synchronized with mobile devices 

Discovery Bank Contact Details

Wanna get in touch with Discovery Bank regarding their credit card product you can use the details below.

  • Call Center Number: 0800 079 697

Discovery Gold Credit Card

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